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If you feel like refinancing is the right fit, you can get your personalized rate and savings without impacting your credit here.Consider the potential benefits and factors of consolidating or refinancing federal and private student loans in the table below.If you are looking for a student loan to fund your international education, we can help.

Precision Pricing™ unlocks terms that are unavailable at other lenders, saving you far beyond a standard refi. When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans.

For example, with Citizens Bank you can refinance both federal and private student loans with the Education Refinance Loan for a single, more manageable monthly payment.

You may also be able to receive a lower interest rate and/or lower payment.

Families with annual incomes below ,000 usually qualify for Perkins Loans.

And If you qualify for a Pell Grant, which is also awarded based on financial need, then you are probably also a priority candidate for a Perkins Loan.

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